Terms of Service

These Terms of Service (“Terms”) govern your use of the Lydiam website, services, and platform (“Services”). By accessing or using our Services, you agree to be bound by these Terms.

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Eligibility

You must be at least 18 years old and legally capable of forming a binding agreement. By using our Services, you confirm that you meet these requirements.

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Account Registration

To use certain features, you must create an account and complete our KYC/AML verification process. You agree to provide accurate and up-to-date information.

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.

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Services

Lydiam provides:

• Crypto-to-fiat and fiat-to-crypto conversions
• OTC (Over-the-Counter) trading services
• Platform integration and liquidity solutions
• Secure transaction infrastructure via Telegram and web portals

We reserve the right to modify or discontinue any Service at any time.

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Fees

All applicable fees will be disclosed prior to transaction execution. By proceeding with a transaction, you accept the associated costs.

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Compliance

You agree to comply with all applicable laws and regulations, including but not limited to anti-money laundering (AML), counter-terrorism financing (CTF), and sanctions laws.

We may suspend or terminate your account if you violate legal obligations or pose regulatory risk.

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Prohibited Activities

You agree not to use Lydiam’s Services to:

• Violate laws or regulations
• Engage in fraudulent, deceptive, or manipulative behaviour
• Launder funds or fund unlawful activity
• Interfere with platform integrity or security

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Risk Disclosure

Cryptocurrency transactions carry significant risk. You acknowledge and accept that:

• Digital asset prices are volatile
• Regulatory treatment may vary by jurisdiction
• Transactions may be irreversible

Lydiam does not provide investment advice.

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Limitation of Liability

To the maximum extent permitted by law, Lydiam shall not be liable for:

• Loss of funds or profits
• Downtime or platform unavailability
• Indirect or consequential damages

Use of our Services is at your own risk.

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Termination

You may close your account at any time. We reserve the right to suspend or terminate access if you violate these Terms or engage in suspicious activity.

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Intellectual Property

All content, trademarks, and platform features are the exclusive property of Lydiam or its licensors. You may not reproduce or distribute without written permission.

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Governing Law

These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes shall be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction].

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Contact

If you have questions regarding these Terms, contact us:

Lydiam Support
Email: support@lydiam.io

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