Client Documents

Version 1.0, 28 October 2026

These documents form part of a client agreement with Flumen Pay LLC, trading as Lydiam Group, as they apply to you. Please read them before you sign. Your Rate Card, and any document you sign separately, are sent to you directly.

For every client

Accounts, Balances and Wallets Terms (including the Client Money Statement)
Every client
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Third-Party Payment Terms
Every client
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Client Portal Terms of Use
Every client
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Security Procedures Schedule
Every client, with the Client Portal Terms of Use
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Electronic Signature and Communications Consent
Every client
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Product Risk Disclosure Statement
Every client, to read before signing
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Where they apply to you

Plans and Subscription Terms
Where your Rate Card shows a Plan
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US Client Schedule
Clients in the United States only
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API Terms
Where you use a Trading API
Open PDF

How we use your personal data is set out in our Privacy Notice. If you have a question about any of these documents, email support@lydiamgroup.com.